How to Sell Your House Directly in Ottawa, Even With a Mortgage

How to Sell Your House Directly in Ottawa, Even With a Mortgage

If you have been about selling your home directly for cash but you have an existing mortgage, you may wonder how the process works. You can rest assured it’s common for sellers like you to sell their house directly and receive the remainder of the proceeds in cash after the lender has received the payoff for the mortgage. 

Selling your home can be overwhelming, but you can relax by understanding how easy it is. So read on as we explore how to sell your house in Ottawa directly, even with a mortgage. 

Remaining Balance

Your first step is to reach out to the lender requesting your payoff balance to sell your house in Ottawa directly, even with a mortgage. Of course, the amount they provide will differ from your remaining balance because the accrued interest is calculated in advance and expires within a given period; however, it provides an excellent estimate to calculate your profits. Next, local professional buyers like those at HappyDoor will compare their offer to what you could earn by listing your home on the market. The professional buyers at HappyDoor do this because we want you to make an educated decision with all of the facts in hand, so you’ll agree our offer is fair. And, the professional buyers at HappyDoor don’t charge commissions, and there are never any hidden fees to come off the top of your profits at closing.

Timeline

It’s helpful to understand the timeline when you sell your house in Ottawa directly, even with a mortgage. Unlike the uncertainty of listing a home on the market, professional buyers like those at HappyDoor can provide you with a guaranteed closing date. The professional buyers at HappyDoor have the advantage of built-in time and money-saving efficiency with a full-service team of industry specialists, including every pro needed to close swiftly, typically within days. In addition, the professional buyers at HappyDoor are happy to work with you to schedule the best calendar date for the closing to make the process as convenient as possible for sellers; just let us know your plans.

Prepping

Prepping is different when you sell your house in Ottawa directly, even with a mortgage.  Because there’s no need to attract buyers, you don’t need to worry about curb appeal or adding a fresh coat of paint. In addition, the marketing costs, professional fees for photographers or stagers, and the hassles of showings are all eliminated through a direct sale. Professional buyers like those at HappyDoor save sellers time, effort, and money. You don’t even need to worry about a final cleaning, just pack and leave the rest to the professional buyers at HappyDoor. 

Repairs

While conventional home sales include prepping and making repairs, you can keep your wallet in your pocket when you sell your house directly in Ottawa because professional buyers like those at HappyDoor buy homes as-is. In addition, the professional buyers at HappyDoor will detail the numbers used to calculate the offer to buy your home directly. 

Closing

While traditional closing fees can cost sellers a considerable chunk of their profits, you eliminate the closing costs when you sell your house in Ottawa directly, even with a mortgage. 

Professional buyers like those at HappyDoor and their team save you time and money by handling the entire process in-house. And the amount your professional buyer from HappyDoor offers is the amount of cash you’ll receive. There are no surprises when you directly sell to a professional buyer at HappyDoor because we operate with total transparency.

If you’d like to sell your house in Ottawa directly, even with a mortgage, talk to one of our professional buyers at HappyDoor today without obligation. At HappyDoor, we understand the importance of clear communication and know it starts with listening. The professional buyers at HappyDoor are seasoned local real estate investors who know that no one knows the selling points of your house the way you do. At HappyDoor, we understand that many motivations may drive your home’s sale. Whether you’re under a time crunch, facing financial difficulties, or can’t afford the necessary repairs, our passion at HappyDoor is helping our neighbors here in Ottawa solve their home selling problems. We’re happy to answer any of your questions or concerns about the process at HappyDoor; our goal is to help you make the most profit from the sale of your home. For example, suppose our professional buyers at HappyDoor believe that listing your home on the Ottawa real estate market would be better for your circumstances. In that case, they will tell you so because at HappyDoor, it’s important to us that you feel good about the deal long after you leave the closing table. Ready to learn more about how a professional buyer at HappyDoor can help you? Call HappyDoor at (855) 264-1230.

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